To be eligible for financial aid, you must
The federal government and ACT will both provide and estimate how much you financial aid you might receive. This is only an estimate, and no amount is certain until you file the FAFSA, but these forms will give you a good, general idea.
The first step in applying for financial aid is to complete the Free Application for Federal Student Aid (FAFSA). This can be done online at FAFSA website. Our Title IV school code is 006960. Your financial information will be sent to us electronically and based on your Estimated Family Contribution (EFC) we will be able to determine if you are eligible for aid.
If you answer no to all of the questions below, you are considered dependent. If you answer yes to any of these questions, you are considered independent:
If you declare yourself independent, you’ll need to gather the information below for you. If you’re married, you’ll need to gather this information for both you and your spouse. If you declare yourself a dependent student, you’ll need the following for you and your parents:
Printable forms you may need are below.
Do I have to be a fulltime student to get financial aid?
Students enrolled less than fulltime who are grant eligible, may receive federal and state grants, but the amount is reduced based on the number of hours enrolled.
How do I know if I will get any money?
Once we receive your information from the Department of Education, we will let you know if there’s anything else you may need to do or any forms we may need. Once an award has been made, you will be able to view it in your Student Self Service account.
How do I get my refund?
To receive your refund/disbursement, visit KCTCSDebitCard.com to activate your refund preference. Once your refund preference is selected, funds are sent from KCTCS to Higher One who then disburses them according to your selection. Please Note: In order to receive a refund/disbursement it’s required that you activate your refund preference at KCTCSDebitCard.com as soon as your card arrives in the mail.
What happens if I don't finish the semester?
Beginning with the 2000 fall semester, a new policy went into effect for financial aid recipients who stop attending classes. Under this new policy, when a student withdraws officially or unofficially from school, a portion of Title IV grant or loan funds must be returned to the Title IV program. The amount to be returned will be based on the actual number of days attended in the term, up through 60% of the term. Both the school and the student will be responsible for returning the funds. In addition, it is possible that you will owe MCTC as well.